THE ROLE OF THE STATE IN ACHIEVING ECONOMIC PROSPERITY THROUGH STRENGTHENING THE SHARIA ECONOMY IN INDONESIA
DOI:
https://doi.org/10.35194/eeki.v6i1.5880Keywords:
Peran Negara, Ekonomi Syariah, Kesejahteraan, Keadilan Sosial, Maq??id Al-Shar?‘Ah, Green Sukuk, Wakaf Produktif, Role Of The State, Sharia Economy, Welfare, Social JusticeAbstract
Penelitian ini bertujuan menganalisis peran negara dalam mewujudkan kesejahteraan ekonomi melalui penguatan ekonomi syariah di Indonesia. Penguatan tersebut menjadi urgensi struktural di tengah tantangan ketimpangan pendapatan, kemiskinan, keterbatasan fiskal negara berkembang, dan kebutuhan akan sistem ekonomi yang lebih berkeadilan dan berkelanjutan. Metode penelitian menggunakan pendekatan kualitatif deskriptif–analitis dengan studi pustaka yang mengintegrasikan regulasi, data empiris, serta literatur akademik terkait ekonomi syariah, filsafat keadilan sosial (Al-F?r?b?, Ibn Khaldun, Rawls), dan maq??id al-shar?‘ah. Hasil penelitian menunjukkan bahwa negara memiliki peran strategis sebagai regulator, fasilitator, katalisator, dan akselerator dalam membangun ekosistem syariah. Kinerja ini didukung oleh pertumbuhan aset perbankan syariah yang mencapai 9,88% pada 2024 dan pembiayaan yang tumbuh 9,92% secara tahunan (Year-on-Year/YoY). Namun, penelitian ini mengidentifikasi dua tantangan kritis: (1) Optimalisasi wakaf produktif masih terhambat oleh kurangnya integrasi dengan kerangka insentif fiskal, meskipun wakaf berperan sebagai pelengkap mekanisme pajak dalam mengurangi ketimpangan; dan (2) Inkonsistensi alokasi dana Green Sukuk yang hampir nihil pada sektor energi terbarukan, melemahkan klaim negara sebagai katalisator transisi energi dan pelanggaran terhadap prinsip ?if? al-B?’ah. Analisis filosofis menegaskan bahwa peran negara selaras dengan Difference Principle John Rawls dan tujuan maq??id al-shar?‘ah dalam menjaga harta dan jiwa, yang secara operasional diikat oleh prinsip Good Governance Business Sharia (GGBS). Penelitian ini menyimpulkan bahwa sinergi kebijakan negara harus lebih strategis, khususnya dalam harmonisasi fiskal wakaf dan reorientasi alokasi green finance, untuk mewujudkan kesejahteraan ekonomi yang adil, inklusif, dan berkelanjutan. This study aims to analyse the role of the state in achieving economic welfare through the strengthening of the Islamic economy in Indonesia. This strengthening is a structural urgency amid challenges of income inequality, poverty, fiscal constraints in developing countries, and the need for a more equitable and sustainable economic system. The research method uses a descriptive-analytical qualitative approach with a literature study that integrates regulations, empirical data, and academic literature related to Islamic economics, social justice philosophy (Al-F?r?b?, Ibn Khaldun, Rawls), and maq??id al-shar?‘ah. The results of the study show that the state has a strategic role as a regulator, facilitator, catalyst, and accelerator in building a sharia ecosystem. This performance is supported by the growth of sharia banking assets, which reached 9.88% in 2024, and financing, which grew 9.92% year-on-year (YoY). However, this study identifies two critical challenges: (1) The optimisation of productive waqf is still hampered by a lack of integration with the fiscal incentive framework, even though waqf plays a complementary role to the tax mechanism in reducing inequality; and (2) The inconsistency of Green Sukuk fund allocation, which is almost non-existent in the renewable energy sector, weakens the state's claim as a catalyst for energy transition and violates the principle of ?if? al-B?’ah. Philosophical analysis confirms that the role of the state is in line with John Rawls' Difference Principle and the objectives of maq??id al-shar?‘ah in protecting property and life, which are operationally bound by the principles of Good Governance Business Sharia (GGBS). This study concludes that the synergy of state policies must be more strategic, particularly in the fiscal harmonisation of waqf and the reorientation of green finance allocation, to achieve fair, inclusive, and sustainable economic welfareReferences
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Lesmana, R., Albayan, A., & Sumarna, A. (2024). Pengaruh Pembiayaan Mikro Syariah Terhadap Perkembangan Usaha Mikro Kecil Dan Menengah (Umkm) Pada Kspps Nusa Ummat Sejahtera Kabupaten Subang. Jurnal Al-Amar: Ekonomi Syariah, Perbankan Syariah, Agama Islam, Manajemen Dan Pendidikan, 5(1), 57–67. https://ojs-steialamar.org/index.php/JAA/article/view/162
Matta, C. (2022). Philosophical Paradigms in Qualitative Research Methods Education?: What is their Pedagogical Role?? Philosophical Paradigms in Qualitative Research Methods. 3831. https://doi.org/10.1080/00313831.2021.1958372
Muhammad Sholihin, & Hafas Furqani. (2020). The Realism of Islamic Economics: Abbas Mirakhor’s Methodological Structure of Islamic Economics. Journal of Islamic Finance, 9(2), 89–100. https://doi.org/10.31436/jif.v9i2.487
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Nurkaromah, S. R., Latifa, M., Ramadhani, D., & Marlina, L. (2025). Perspektif ibnu khaldun dalam behavioral economics islam terhadap pengambilan keputusan ekonomi. Jurnal Ilmiah Mahasiswa Ekonomi Islam, 7(1), 1–17.
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Otoritas Jasa Keuangan. (2024a). OJK Tingkatkan Literasi Keuangan Masyarakat. Majalah Edukasi Konsumen, 1–52.
Otoritas Jasa Keuangan. (2024b). Roadmap Penguatan Bank Pembangunan Daerah 2024-2027. Jakarta.
Otoritas Jasa Keuangan. (2025). Laporan OJK Awal Tahun 2025.
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Rahmatia, A., Wijaya, A. P., Saputra, A. D., & Ma’ruf, M. I. (2022). Islamic Financial Literacy: Evidence From Indonesian Urban Middle-Class Women. Journal of Islamic Economic Laws, 5(2), 199–215. https://doi.org/10.23917/jisel.v5i2.18467
Sari, T. N., Fitriani, F., Nurherlina, N., & Rusgianto, S. (2025). Determinants of Poverty Reduction in Indonesia: Evidence from Islamic Social Finance, Islamic Microfinance Institutions, and Government Interventions. Review of Islamic Economics and Finance, 8(1), 167–190.
Septiana, E., & Dewi, G. (2022). Challenges and Opportunities for the Development of Green Sukuk in Indonesia. … Research and Critics Institute (BIRCI-Journal …, 5(3), 18488–18500. https://www.bircu-journal.com/index.php/birci/article/view/5835
Setiawan, I., Tripuspitorini, F. A., Ruhana, N., & Yanti, T. S. (2024). The Role of Islamic Bank MSME Financing for Job Creation in Indonesia. Indonesian Journal of Economics and Management, 4(3), 380–391. https://doi.org/10.35313/ijem.v4i3.6175
Shabnam, K. T. (2025). Rawls ’ Theory of Justice in Islamic Perspective. 30(11), 97–101. https://doi.org/10.9790/0837-30110197101
Suliswanto, M. S. W., Mahyudi, M., & Barom, M. N. (2025). a Maqasid-Based Welfare Index in Indonesia: an Empirical Investigation. Journal of Islamic Monetary Economics and Finance, 11(1), 119–146. https://doi.org/10.21098/jimf.v11i1.2098
Syarif, F. (2019). Regulatory Framework for Islamic Financial Institutions?: Lesson Learnt Between Malaysia and Indonesia Kerangka Regulasi Lembaga Keuangan Islam?: 79–85.
Tahiri Jouti, A. (2019). An integrated approach for building sustainable Islamic social finance ecosystems. ISRA International Journal of Islamic Finance, 11(2), 246–266. https://doi.org/10.1108/IJIF-10-2018-0118
Vidiati, C. (2012). Productive Waqf and Sustainable Development?: An Islamic Ethical Framework Based on Maq??id al-Shar? ‘ ah. June, 33–48.
Wibowo, H. (2025). The Sharia Economic Ecosystem in Indonesia: Preliminary Study. International Journal of Strategic Studies, 2(1), 19–27. https://doi.org/10.59921/icestra.v2i1.77
Alcorta, P., Paz, M., Cristina, E., & Irizar, P. (2024). Right and Duty?: Investment Risk Under Different Renewable Energy Support Policies Valuation of Support Schemes?: An Overview. In Environmental and Resource Economics (Vol. 87, Issue 12). Springer Netherlands. https://doi.org/10.1007/s10640-024-00909-3
Alfian, M., Bhaihaqi, D., Hastanti, D., & Rahayu, A. (2025). Optimalisasi Wakaf untuk Mengurangi Ketimpangan Ekonomi dan Beban Pajak di Indonesia Optimization of Waqf to Reduce Economic Inequality and Tax Burden in Indonesia. Jurnal Akuntansi Dan Audit Syariah, 6(1), 2025. https://doi.org/10.28918/jaai
Amirullah, M. A., Tsaqila, I., Nisa, K., & Habibi, A. (2025). Kritik terhadap konsep negara ideal al farabi serta relevansinya dengan era modern. 4(2), 124–137.
Anggraini, R. D., Dewi, N. D., & Rofiq, M. (2024). Tantangan dan Peran Digitalisasi dalam Penguatan Manfaat Wakaf bagi Masyarakat. Journal of Islamic Business Management Studies (JIBMS), 5(1), 60–67. https://doi.org/10.51875/jibms.v5i1.292
Ash-Shiddiqy, M., Sobirin, M., & Ahalla Tsauro, M. (2025). Optimizing The Role of ZISWAF in Empowering Community Economies: Challenges, Opportunities and Strategies for Increasing Public Awareness. Ikonomika, 10(1), 25. https://doi.org/10.24042/ijebi.v10i1.20760
Ashfaq, M., & Wolters, T. (2018). Islamic finance and sustainability. In Corporate Sustainability: Inclusive Business Approaches Contributing to a Sustainable World. https://doi.org/10.4324/9781315639185
BSI. (2024). Melaju menuju era baru: Laporan Tahunan 2024.
Dahlan, A. (2021). The Political Challenge of Islamic Economic Development in The Jokowi’s Government, Indonesia. Ijtim? Iyya Journal of Muslim Society Research, 6(2), 201–221. https://doi.org/10.24090/ijtimaiyya.v6i2.6825
Dessy Kurnia Mulyani, pitri yulianti, irma yunita. (2024). Dampak Pengembangan UMKM Syariah Terhadap Pertumbuhan Ekonomi Daerah. EducationJourna, VOL3(1), 7. https://ojs.stai-ibnurusyd.ac.id/index.php/jpib/article/view/500/105
Djati, D. H., & Rosadi, D. (2025). Development of the Halal Industry Towards the Growth of the Islamic Economy in Indonesia. ASEAN Journal of Halal Study, 1–5. https://doi.org/10.26740/ajhs.v2i01.43604
Djayusman, R. R., & Ibnu, A. R. (2025). Ridlo Zarkasyi, et al.: Integrated Good Governance… Muhammad. 16(1), 1–14.
Ferreira, I. A., Gisselquist, R. M., & Tarp, F. (2022). On the Impact of Inequality on Growth, Human Development, and Governance. International Studies Review, 24(1). https://doi.org/10.1093/isr/viab058
Hasanah, N., & Noor Sayuti, M. (2024). Optimalisasi Regulasi Perbankan Syariah oleh BI dan OJK dalam Akselerasi Transformasi Digital. Jurnal Manajemen Terapan Dan Keuangan (Mankeu), 13(3), 247–258.
Inayat, S. (2025). Choosing an Analytical Approach in Qualitative Descriptive Studies. https://doi.org/10.1177/10784535251390542
Isro, A. (2025). THE TRANSFORMATION OF ABU YUSUF ’ S FISCAL PRINCIPLES?: FORMULATING INCLUSIVE SHARIA POLICIES FOR ECONOMIC. 253–266. https://doi.org/10.30868/ad.v9i02.9009
Judijanto, L., & Rusdi, M. (2025). Impact of Zakat, Waqf, and Islamic Microfinance on Poverty Alleviation in Indonesia Article Info ABSTRACT. West Science Islamic Studies, 3(02), 132–141.
Khanifa, N. K., Khoiri, A., & Mulyani, R. (2024). Green Sukuk for Sustainable Development Goals A Maq??id Perspective: Systematic Review and Meta-Analysis. Syarah: Jurnal Hukum Islam Dan Ekonomi, 13(2), 190–210. https://doi.org/10.47766/syarah.v13i2.3260
Lesmana, R., Albayan, A., & Sumarna, A. (2024). Pengaruh Pembiayaan Mikro Syariah Terhadap Perkembangan Usaha Mikro Kecil Dan Menengah (Umkm) Pada Kspps Nusa Ummat Sejahtera Kabupaten Subang. Jurnal Al-Amar: Ekonomi Syariah, Perbankan Syariah, Agama Islam, Manajemen Dan Pendidikan, 5(1), 57–67. https://ojs-steialamar.org/index.php/JAA/article/view/162
Matta, C. (2022). Philosophical Paradigms in Qualitative Research Methods Education?: What is their Pedagogical Role?? Philosophical Paradigms in Qualitative Research Methods. 3831. https://doi.org/10.1080/00313831.2021.1958372
Muhammad Sholihin, & Hafas Furqani. (2020). The Realism of Islamic Economics: Abbas Mirakhor’s Methodological Structure of Islamic Economics. Journal of Islamic Finance, 9(2), 89–100. https://doi.org/10.31436/jif.v9i2.487
Muninggar, P., Azka, M. S. T., Haq, F., & Febriyanto, A. (2025). The Role of Islamic Financial Literacy in Shaping Economic Behavior: Evidence from Generation Z. 14(2), 81–97. https://doi.org/doi.org/10.14710/djoe.48925
Nurkaromah, S. R., Latifa, M., Ramadhani, D., & Marlina, L. (2025). Perspektif ibnu khaldun dalam behavioral economics islam terhadap pengambilan keputusan ekonomi. Jurnal Ilmiah Mahasiswa Ekonomi Islam, 7(1), 1–17.
Ostry, J., Berg, A., & Tsangarides, C. (2014). Redistribution, Inequality, and Growth. Staff Discussion Notes, 14(02), 1. https://doi.org/10.5089/9781484352076.006
Otoritas Jasa Keuangan. (2024a). OJK Tingkatkan Literasi Keuangan Masyarakat. Majalah Edukasi Konsumen, 1–52.
Otoritas Jasa Keuangan. (2024b). Roadmap Penguatan Bank Pembangunan Daerah 2024-2027. Jakarta.
Otoritas Jasa Keuangan. (2025). Laporan OJK Awal Tahun 2025.
Pearlman, A. (2023). World Economic Outlook: Rocky recovery. In Chemical Week (Vol. 171, Issue 26).
Rahmatia, A., Wijaya, A. P., Saputra, A. D., & Ma’ruf, M. I. (2022). Islamic Financial Literacy: Evidence From Indonesian Urban Middle-Class Women. Journal of Islamic Economic Laws, 5(2), 199–215. https://doi.org/10.23917/jisel.v5i2.18467
Sari, T. N., Fitriani, F., Nurherlina, N., & Rusgianto, S. (2025). Determinants of Poverty Reduction in Indonesia: Evidence from Islamic Social Finance, Islamic Microfinance Institutions, and Government Interventions. Review of Islamic Economics and Finance, 8(1), 167–190.
Septiana, E., & Dewi, G. (2022). Challenges and Opportunities for the Development of Green Sukuk in Indonesia. … Research and Critics Institute (BIRCI-Journal …, 5(3), 18488–18500. https://www.bircu-journal.com/index.php/birci/article/view/5835
Setiawan, I., Tripuspitorini, F. A., Ruhana, N., & Yanti, T. S. (2024). The Role of Islamic Bank MSME Financing for Job Creation in Indonesia. Indonesian Journal of Economics and Management, 4(3), 380–391. https://doi.org/10.35313/ijem.v4i3.6175
Shabnam, K. T. (2025). Rawls ’ Theory of Justice in Islamic Perspective. 30(11), 97–101. https://doi.org/10.9790/0837-30110197101
Suliswanto, M. S. W., Mahyudi, M., & Barom, M. N. (2025). a Maqasid-Based Welfare Index in Indonesia: an Empirical Investigation. Journal of Islamic Monetary Economics and Finance, 11(1), 119–146. https://doi.org/10.21098/jimf.v11i1.2098
Syarif, F. (2019). Regulatory Framework for Islamic Financial Institutions?: Lesson Learnt Between Malaysia and Indonesia Kerangka Regulasi Lembaga Keuangan Islam?: 79–85.
Tahiri Jouti, A. (2019). An integrated approach for building sustainable Islamic social finance ecosystems. ISRA International Journal of Islamic Finance, 11(2), 246–266. https://doi.org/10.1108/IJIF-10-2018-0118
Vidiati, C. (2012). Productive Waqf and Sustainable Development?: An Islamic Ethical Framework Based on Maq??id al-Shar? ‘ ah. June, 33–48.
Wibowo, H. (2025). The Sharia Economic Ecosystem in Indonesia: Preliminary Study. International Journal of Strategic Studies, 2(1), 19–27. https://doi.org/10.59921/icestra.v2i1.77
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