Nugraha RA, Lukman A. OPTIMIZING ZAKAT AS AN INSTRUMENT OF SOCIO-ECONOMIC DEVELOPMENT: A COMPARATIVE ANALYSIS OF PERSONAL AND INSTITUTIONAL DISTRIBUTION. el-ecosy. j. ekon. dan. keuang. islam. [Internet]. 2026 Jan. 31 [cited 2026 Mar. 27];6(1):121-39. Available from: https://jurnal.unsur.ac.id/index.php/elecosy/article/view/5894