Khoiriyah, Nurul, and Budi Sukardi. “CONVENIENCE, MOTIVATION, OPTIMISM AND RISK IN REALIZING CASHLESS SOCIETY GENERATION Z IN KARANGANYAR REGENCY, CENTRAL JAVA”. El-Ecosy : Jurnal Ekonomi Dan Keuangan Islam, vol. 5, no. 1, Jan. 2025, pp. 30-44, doi:10.35194/eeki.v5i1.4717.