Khoiriyah, Nurul, and Budi Sukardi. 2025. “CONVENIENCE, MOTIVATION, OPTIMISM AND RISK IN REALIZING CASHLESS SOCIETY GENERATION Z IN KARANGANYAR REGENCY, CENTRAL JAVA”. El-Ecosy : Jurnal Ekonomi Dan Keuangan Islam 5 (1):30-44. https://doi.org/10.35194/eeki.v5i1.4717.