Nuraini, Laila. “THE INFLUENCE OF BI RATE, EXCHANGE RATE, AND GROSS DOMESTIC PRODUCT ON NON-PERFORMING LOANS AT BANK MUAMALAT FROM 2016-2024”. Ar-Rihlah : Jurnal Keuangan Dan Perbankan Syariah, vol. 5, no. 2, Oct. 2025, pp. 159-75, doi:10.35194/arps.v5i2.5338.